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With training and a livelihood loan this business has gone from using manual tools to power tools which improves the quality and increases production.  This has made it possible for this carpenter to obtain contracts to make window and door frames for schools

Small shops are a common way for women to make a few dollars a week to supplement the family income. 

This shop was very small but after one loan it grew so much that the lady asked for another loan to expand into a bakery.  She now has four family members working to keep up with demand for her delicious buns and doughnuts.



Making coconut oil for cooking is a common small business for many rural families. The shredding process takes hours of hand shredding.

By receiving a loan to purchase a machine, the processing time is greatly reduced and the volume produced is increased.  This means more to sell thereby providing a better income for this family.

Many Timorese like to build or repair their homes with cement bricks.  In remote areas it is difficult to get supplies.

These four families asked TLup for a loan and for training to produce quality blocks.

Ian returned to visit 3 months later and was impressed to see 2000 blocks stacked neatly, ready for delivery to customers. These hard working men, together with help from a livelihood loan, have improved their families lives.


Timor Link-up’s livelihood or micro finance loans are targeted to assist the poorest families in Timor Leste with business loans so that they can improve their financial security.  The focus of these loans is on agricultural and family businesses in remote areas where there are few or no other M/F organisations operating. 


Our loans are tailored to seasonal cash flow requirements with 3 monthly repayments over a 2 year period and range in value from US$110 - $1500.

Livelihood Loan stories

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